What are the Top Benefits of CIMB Visa Infinite Credit Card?

What are the Top Benefits of CIMB Visa Infinite Credit Card?

CIMB Visa Infinite Credit Card is one of the most popular credit cards available in the market today. This credit card is designed to provide its users with exclusive benefits and privileges, making it an ideal choice for frequent travelers and high-spenders. In this article, we will discuss the top benefits of CIMB Visa Infinite Credit Card.

Unlimited Cashback and Rewards

One of the most significant benefits of the CIMB Visa Infinite Credit Card is that it offersunlimited cashbackand rewards on all your spending. You can earn up to 1% cashback on all your retail spending, and 2x bonus points on travel and overseas spending. These bonus points can be redeemed for air miles, hotel stays, and other travel-related expenses, making it an ideal card for frequent travelers.

Exclusive Airport Lounge Access

CIMB Visa Infinite Credit Cardholders can enjoy exclusive access to over 1,000 airport lounges worldwide, including some of the most prestigious lounges such as Plaza Premium Lounge, SATS Premier Lounge, and more. This benefit allows you to relax and unwind before your flight, enjoy complimentary food and drinks, and catch up on work or entertainment.

Complimentary Travel Insurance

CIMB Visa Infinite Credit Cardholders can enjoycomplimentary travel insurancecoverage of up to RM2 million when they charge their full travel fare to their card. The coverage includes medical expenses, personal accident, travel inconveniences, and more, giving you peace of mind when you travel.

Exclusive Golf Privileges

CIMB Visa Infinite Credit Cardholders can enjoy exclusivegolf privilegesat some of the most prestigious golf courses in the region, such as The Mines Resort & Golf Club, Kota Permai Golf & Country Club, and more. Cardholders can enjoy complimentary green fees, special discounts on golf equipment, and more.

Conclusion

In conclusion, the CIMB Visa Infinite Credit Card offers a range of exclusive benefits and privileges that make it an ideal choice for frequent travelers and high-spenders. From unlimited cashback and rewards to exclusiveairport lounge access, complimentary travel insurance, and golf privileges, this card has it all. If you are looking for a credit card that offers exceptional benefits and privileges, the CIMB Visa Infinite Credit Card is worth considering.

Tips for Applying for a Credit Card

When applying for a credit card, it is essential to compare different cards and choose one that suits your needs and spending habits. Look for a card with low annual fees, low-interest rates, and generous rewards and benefits. Additionally, make sure you can afford to repay the balance every month to avoid high-interest charges and debt.

Saving Money with Credit Cards

Credit cards can be an excellent way to save money if used wisely. Look for cards that offer cashback, rewards, and discounts on your regular spending, such as groceries, dining, and fuel. Additionally, use your credit card to pay for big-ticket items such as travel and electronics to earn rewards and benefits.

Annual Fees and Risk Avoidance

Most credit cards come with annual fees, which can be a significant expense. Look for cards with low annual fees or no fees at all to save money. Additionally, avoid using your credit card for cash advances or taking on more debt than you can afford to repay, as this can lead to high-interest charges and financial difficulties.

Recommended Credit Card Companies

Some of the most popular credit card companies in Malaysia include CIMB, Maybank, Citibank, and HSBC. These companies offer a range of credit cards with different benefits and privileges, making it easy to find one that suits your needs. When choosing a credit card company, look for one with a good reputation, excellent customer service, and a range of card options.