What Are the Best Travel Rewards Credit Cards for 2015?

The Best Travel Rewards Credit Cards for 2015

As an English-speaking credit card expert, I am excited to provide a detailed answer to the question of what are the besttravel rewards credit cardsfor 2015. With so many options available, it can be overwhelming to choose the right one for your needs. However, after conducting research, I have compiled a list of the top travel rewards credit cards for 2015.

Chase Sapphire Preferred

The Chase Sapphire Preferred card is a popular choice for travelers due to its generous rewards program. It offers 2 points per dollar spent on travel and dining, as well as 1 point per dollar spent on all other purchases. Additionally, there is a sign-up bonus of 60,000 points after spending $4,000 in the first 3 months. This can be redeemed for $750 in travel rewards when booking through Chase Ultimate Rewards.

American Express Platinum

The American Express Platinum card is another excellent option for frequent travelers. It offers a $200 annual airline fee credit, access to airport lounges worldwide, and a Global Entry or TSA Precheck fee credit. Additionally, cardholders earn 5 points per dollar spent on flights and hotels booked through American Express Travel, and 1 point per dollar spent on all other purchases. There is also a sign-up bonus of 60,000 points after spending $5,000 in the first 3 months.

Capital One Venture Rewards

The Capital One Venture Rewards card is a great choice for those who prefer simplicity in their rewards program. Cardholders earn 2 miles per dollar spent on all purchases, and there are no blackout dates or restrictions on redemption. Additionally, there is a sign-up bonus of 50,000 miles after spending $3,000 in the first 3 months, which can be redeemed for $500 in travel rewards.

Experience with Applying for Credit Cards

When applying for a credit card, it is important to consider your credit score and spending habits. It is also recommended to compare the rewards and benefits of different cards before making a decision. Additionally, it is important to usecredit responsiblyand pay off your balance in full each month to avoid accruing interest charges.

Saving Money with Credit Cards

Credit cards can also be used to save money on everyday purchases. Many cards offer cashback rewards or discounts at select retailers. Additionally, using a credit card with no foreign transaction fees can save money on purchases made while traveling internationally.

Annual Fees and Avoiding Risks

When choosing a credit card, it is important to consider the annual fee and any potential risks. Some cards may have high annual fees, but offer generous rewards programs that make it worth it. Additionally, it is important to use credit responsibly and avoid carrying a high balance, as this can result in accruing interest charges and potentially harming your credit score.

Recommendations for Credit Card Companies

Overall, the best travel rewards credit cards for 2015 include the Chase Sapphire Preferred, American Express Platinum, and Capital One Venture Rewards. However, it is important to consider your individual needs and spending habits when choosing a credit card. Additionally, using credit responsibly and paying off your balance in full each month can help you maximize the rewards and benefits of your chosen card.