What Credit Cards Does Bank of Missouri Offer?

Bank of Missouri is a reputable financial institution that offers a variety ofcredit cardsto its customers. If you're looking for a credit card that suits your lifestyle needs, Bank of Missouri has got you covered. Let's take a closer look at the credit card options available.

Rewards Credit Cards

Bank of Missouri offers tworewardscredit cards, the Visa Platinum Rewards Credit Card and the Visa Signature Rewards Credit Card. Both cards earn points for every dollar spent that can be redeemed for travel, gift cards, merchandise, and more. The Visa Signature Rewards Credit Card offers more benefits, such as concierge service and travel accident insurance, but also requires a higher credit score.

Cashback Credit Cards

The Bank of Missouri Cashback Credit Card is perfect for those who prefer cash rewards over points. This card earns 1.5%cashbackon every purchase, which can be redeemed as a statement credit or deposited into your Bank of Missouri account.

Student Credit Cards

Students can benefit from the Bank of Missouri Student Credit Card. This card has no annual fee and offers a credit limit of up to $1,500. It also provides access to free FICO credit scores and offers fraud protection.

Secured Credit Cards

If you're looking to build or rebuild your credit score, Bank of Missouri offers a Secured Credit Card. This card requires a security deposit, but it can help you establish credit history and increase your credit score over time.

Tips for Applying for Credit Cards

When applying for a credit card, it's important to have a good credit score, which is typically 700 or higher. You should also consider the annual fee, interest rates, rewards, and other benefits before making a decision. It's also important to use your credit card responsibly by paying your bills on time and keeping your balance low.

Ways to Save Money with Credit Cards

Credit cards can offer many benefits, including cashback and rewards, but they can also help you save money. For example, some credit cards offer discounts on purchases at certain retailers or provide travel benefits, such as free checked bags or access to airport lounges. It's important to read the terms and conditions of your credit card to take advantage of the available benefits.

Avoiding Credit Card Fees

Credit card companies often charge fees, such as annual fees, balance transfer fees, and late payment fees. To avoid these fees, it's important to pay your bills on time, avoid carrying a balance, and read the terms and conditions of your credit card.

Choosing a Credit Card Company

When choosing a credit card company, it's important to consider the company's reputation, customer service, and benefits offered. Bank of Missouri is a reputable financial institution that offers a variety of credit card options to suit your needs.