What Are the Best Credit Cards for Streaming Services?

As a credit card expert, I am often asked about the best credit cards for specific purposes. One popular area of interest is credit cards that offer rewards for streaming services. In this article, I will break down the topcredit cards for streaming servicesand provide information on their rewards, fees, and perks.

1. Chase Freedom Flex

The Chase Freedom Flex card is a great option for those who frequently use streaming services. This card offers 5% cashback on up to $1,500 in purchases in rotating categories each quarter, including streaming services. Additionally, the card offers 5% cashback on travel purchased through Chase Ultimate Rewards, 3% cashback on dining and drugstore purchases, and 1% cashback on all other purchases. The card also has no annual fee and a sign-up bonus of $200 after spending $500 in the first three months.

2. Blue Cash Preferred Card from American Express

The Blue Cash Preferred Card from American Express is another great option for streaming service users. This card offers 6% cashback on select U.S. streaming subscriptions, including Netflix, Hulu, Disney+, and more. Additionally, the card offers 6% cashback on purchases at U.S. supermarkets (up to $6,000 per year), 3% cashback at U.S. gas stations and on transit, and 1% cashback on all other purchases. The card does have an annual fee of $95, but the rewards can easily offset this cost.

3. Citi Custom Cash Card

The Citi Custom Cash Card is a newer credit card that offers 5% cashback on purchases in your top eligible spending category each billing cycle (up to $500 in purchases). This includes purchases made on streaming services. The card also offers 1% cashback on all other purchases. There is no annual fee for this card, and it also offers a sign-up bonus of $200 after spending $750 in the first three months.

4. Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Cash Rewards Credit Card is a great option for those who enjoy dining out and streaming services. This card offers 3% cashback on dining and entertainment, including streaming services. Additionally, the card offers 2% cashback at grocery stores and 1% cashback on all other purchases. The card has no annual fee and a sign-up bonus of $200 after spending $500 in the first three months.

Tips for Applying for a Credit Card

When applying for a credit card, it's important to keep a few things in mind. First, make sure you have a good credit score. Most rewards credit cards require a credit score of at least 670. Second, be sure to read the terms and conditions carefully, including the annual fee and rewards structure. Finally, make sure you are able to pay off your balance in full each month to avoid accruing interest charges.

Credit Card Money-Saving Tips

To make the most of your credit card rewards, consider using your card for everyday purchases and paying off your balance in full each month. Additionally, take advantage of sign-up bonuses and rotating rewards categories to maximize your rewards. Finally, be sure to redeem your rewards before they expire to avoid losing them.

Annual Fees and Risk Avoidance

Some credit cards come with an annual fee, which can be offset by the rewards earned. However, if you're not using the card enough to justify the fee, it may be best to avoid these cards. Additionally, be sure to monitor your credit card statements regularly and report any fraudulent activity to your credit card company immediately.

Credit Card Company Recommendations

When choosing a credit card, it's important to choose a reputable credit card company. Some of the top credit card companies include Chase, American Express, Citi, and Capital One. Be sure to check out the various credit card options offered by these companies to find the best one for your needs.