What Are the Top 10 Travel Credit Cards for 2018?

As a credit card expert, I'm often asked which travel credit cards are the best for 2018. After conducting extensive research, I've compiled a list of the top 10 travel credit cards that offer the best rewards, benefits, and redemption options.

1. Chase Sapphire Reserve

The Chase Sapphire Reserve is considered one of thebest travel credit cardsfor 2018. With an annual fee of $450, it offers 3x points on travel and dining, a $300 travel credit, Priority Pass Select membership, andno foreign transaction fees.

2. Platinum Card from American Express

The Platinum Card from American Express is another top travel credit card for 2018. With an annual fee of $550, it offers 5x points on flights and hotels, a $200 airline fee credit, access to Centurion Lounges and Priority Pass Select lounges, and no foreign transaction fees.

3. Citi Prestige

The Citi Prestige card offers 3x points on air travel and hotels, 2x points on dining and entertainment, a $250 air travel credit, access to Priority Pass Select lounges, and no foreign transaction fees. Its annual fee is $450.

4. Chase Sapphire Preferred

The Chase Sapphire Preferred card is a great option for those who want to earntravel rewardswithout paying a high annual fee. It offers 2x points on travel and dining, no foreign transaction fees, and an annual fee of only $95.

5. Capital One Venture Rewards

The Capital One Venture Rewards card offers 2x miles on every purchase, a sign-up bonus of 50,000 miles, and no foreign transaction fees. Its annual fee is $95.

6. Barclaycard Arrival Plus World Elite Mastercard

The Barclaycard Arrival Plus World Elite Mastercard offers 2x miles on every purchase, a sign-up bonus of 40,000 miles, and no foreign transaction fees. Its annual fee is $89.

7. United MileagePlus Explorer Card

The United MileagePlus Explorer Card offers 2x miles on United purchases, a sign-up bonus of 50,000 miles, priority boarding, and two United Club passes per year. Its annual fee is $95.

8. Southwest Rapid Rewards Premier Credit Card

The Southwest Rapid Rewards Premier Credit Card offers 2x points on Southwest purchases, a sign-up bonus of 40,000 points, and no foreign transaction fees. Its annual fee is $99.

9. Alaska Airlines Visa Signature Credit Card

The Alaska Airlines Visa Signature Credit Card offers 3x miles on Alaska Airlines purchases, a sign-up bonus of 30,000 miles, and a companion fare each year. Its annual fee is $75.

10. Hilton Honors Ascend Card from American Express

The Hilton Honors Ascend Card from American Express offers 12x points on Hilton purchases, 6x points on dining, a sign-up bonus of 100,000 points, and complimentary Hilton Honors Gold status. Its annual fee is $95.

When applying for a travel credit card, it's important to consider your travel habits and spending patterns to determine which card will offer the most benefits and rewards. It's also important to read the terms and conditions carefully to understand any fees or restrictions that may apply.

To save money with a travel credit card, take advantage of bonus categories and sign-up bonuses to earn more rewards. Additionally, consider booking travel through the credit card's travel portal to receive additional discounts or benefits.

When it comes toannual fees, evaluate the benefits and rewards offered by the card to determine if it's worth the cost. If you're not sure, consider a card with a lower annual fee or no annual fee at all.

Finally, be aware of the risks involved with carrying a credit card, such as fraud or overspending. Always monitor your account activity and report any suspicious charges immediately. By using your travel credit card responsibly, you can enjoy the benefits and rewards while minimizing the risks.