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What are the Best Student Credit Cards for International Students?

Summary:Discover it Student Cash Back, Bank of America Travel Rewards Credit Card, and Citi ThankYou Preferred Card are great options for international students without an SSN. Build your credit score and enjoy cash back and rewards.

As an English credit card expert, I am often asked about the best student credit cards for international students. Finding the right credit card can be a difficult task, especially for non-US citizens. However, there are several credit cards that are specifically designed for international students and offer great benefits.

Discover it Student Cash Back

Discover it Student Cash Back is a great credit card for international students, as it does not require a Social Security number to apply. This credit card offers 5% cash back on rotating categories such as gas stations, restaurants, and Amazon.com. Additionally, there is a 0% APR introductory offer for the first six months, and no annual fee. Discover it Student Cash Back also offers free access to your FICO credit score, which can be very helpful in building your credit history.

Bank of America Travel Rewards Credit Card for Students

The Bank of America Travel Rewards Credit Card for Students is another great option for international students. This credit card offers 1.5 points per dollar spent, which can be redeemed for travel, cash back, or gift cards. There is no annual fee and no foreign transaction fees, making it a great choice for students who plan to study abroad or travel frequently. Additionally, Bank of America offers a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening.

Citi ThankYou Preferred Card for College Students

The Citi ThankYou Preferred Card for College Students is a great credit card for international students who enjoy dining out and entertainment. This credit card offers 2 points per dollar spent on dining and entertainment, and 1 point per dollar spent on all other purchases. Additionally, there is a 0% APR introductory offer for the first seven months, and no annual fee. Citi ThankYou Preferred Card for College Students also offers exclusive access to presale tickets, VIP packages, and experiences for concerts, sports events, and more.

Tips for Applying and Managing Credit Cards

When applying for a credit card, it is important to have a good credit score. International students can start building their credit history by getting a secured credit card or becoming an authorized user on a friend or family member’s credit card. Additionally, it is important to pay your credit card balance in full and on time each month to avoid interest charges and late fees.

Credit cards can offer many benefits, but they also come with risks. Make sure to read the credit card terms and conditions carefully and understand the fees associated with the credit card. Additionally, it is important to monitor your credit card activity regularly and report any unauthorized charges immediately.

In conclusion, international students have several credit card options available to them, including Discover it Student Cash Back, Bank of America Travel Rewards Credit Card for Students, and Citi ThankYou Preferred Card for College Students. When applying for a credit card, it is important to have a good credit score, understand the terms and conditions, and monitor your credit card activity regularly.

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