Does Arco Accept Credit Cards?

Does Arco Accept Credit Cards?

Arco is a popular gas station chain in the United States, known for offering low prices on fuel. However, when it comes topayment methods, many drivers wonder if Arco accepts credit cards. In this article, we will answer this question and provide additional information about Arco's payment policies.

Arco's Payment Policies

Arco does accept credit cards at its gas stations. However, the company only accepts debit cards, Visa, Mastercard, Discover, and Apple Pay. Arco does not accept American Express or any other credit cards. It is important to note that Arco charges atransaction feeof 35 cents per debit or credit card transaction. This means that if you use a credit or debit card to pay for gas at Arco, you will be charged an additional 35 cents on top of the cost of the fuel.

Why Does Arco Charge a Transaction Fee?

Arco charges a transaction fee to offset the cost of processing credit and debit card payments. Credit and debit card companies charge merchants a fee for each transaction, which can range from 1% to 3% of the total purchase amount. By charging customers a transaction fee, Arco is able to recoup some of these costs.

Alternatives to Using Credit Cards at Arco

If you prefer not to pay the transaction fee at Arco, there are a few alternative payment methods you can use. First, you can pay with cash. Arco accepts cash payments for fuel, and you will not be charged any additional fees. Second, you can use a prepaid card or Arco gift card to pay for gas. These payment methods do not incur a transaction fee, and you can purchase them at any Arco gas station or online.

Tips for Using Credit Cards at Gas Stations

If you prefer to use a credit card to pay for gas, there are a few things you should keep in mind to avoid any issues. First, make sure you know your credit card's PIN number. Some gas stations require customers to enter a PIN when using a credit card, especially if you are using a debit card. Second, pay attention to the pump's credit card reader. Skimmers, which are devices that thieves use to steal credit card information, can be placed over the card reader. If the card reader looks suspicious or does not match the rest of the pump, do not use it.

Conclusion

In summary, Arco does accept credit cards, but only debit cards, Visa, Mastercard, Discover, and Apple Pay. The company charges a transaction fee of 35 cents per debit or credit card transaction to offset the cost of processing payments. If you prefer not to pay this fee, you can use cash, a prepaid card, or an Arco gift card to pay for gas. When using credit cards at gas stations, make sure you know your PIN number and check the card reader for any suspicious activity.