What Does ES Health Insurance Cover?

ES Health Insurance is a comprehensive health insurance plan that covers a wide range ofmedical expenses. It is designed to providefinancial protectionto policyholders against unforeseen medical emergencies. In this article, we will discuss in detail what ES Health Insurance covers and how it can benefit policyholders.

Hospitalization Expenses

ES Health Insurance covers hospitalization expenses, including room charges, nursing expenses, ICU charges, and surgeon fees. It also covers pre-hospitalization and post-hospitalization expenses, such as diagnostic tests, medicines, and doctor consultations. The policy also covers daycare procedures, such as cataract surgery, chemotherapy, and dialysis.

Outpatient Expenses

ES Health Insurance covers outpatient expenses, such as doctor consultations, diagnostic tests, and medicines. It also covers expenses related to alternative treatments, such as Ayurveda, Homeopathy, and Unani. The policy also covers expenses related to preventive health check-ups.

Maternity Expenses

ES Health Insurance covers maternity expenses, including pre and post-natal care, delivery charges, and newborn baby care. The policy also covers expenses related to complications arising during pregnancy and childbirth.

Emergency Ambulance Expenses

ES Health Insurance covers emergency ambulance expenses, including transportation to the hospital and back. The policy also covers expenses related to air ambulance, in case of a medical emergency.

Critical Illnesses

ES Health Insurance coverscritical illnesses, such as cancer, heart attack, and stroke. The policy provides a lump sum amount in case of the policyholder's diagnosis with any of the critical illnesses covered under the policy. The policyholder can use this amount to pay for medical expenses or any other expenses related to the illness.

Personal Accident Cover

ES Health Insurance covers accidental death, permanent disability, and temporary disability due to an accident. The policy provides a lump sum amount in case of the policyholder's accidental death or permanent disability. The policy also provides a weekly benefit in case of temporary disability due to an accident.

Conclusion

ES Health Insurance is a comprehensive health insurance plan that covers a wide range of medical expenses. It can provide financial protection to policyholders against unforeseen medical emergencies. The policy covers hospitalization expenses, outpatient expenses, maternity expenses, emergency ambulance expenses, critical illnesses, and personal accident cover. It is important to choose the right health insurance plan that suits your needs and budget. It is also important to review your health insurance plan regularly and make changes as per your changing needs. A well-planned insurance portfolio can provide financial security to you and your family in case of any medical emergency.