What Are the Top 10 Credit Cards with an 800 Credit Score?

With an 800 credit score, you have access to some of thebest credit cardsavailable in the market. These cards offer a range of benefits, including generousrewards programs, low-interest rates, andexclusive perks. In this article, we will take a look at the top 10 credit cards for individuals with an 800 credit score.

1. Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is one of the most popular credit cards out there. It offers a sign-up bonus of 100,000 points after you spend $4,000 on purchases in the first three months from account opening. The card also offers 2X points on travel and dining at restaurants worldwide and 1 point per dollar spent on all other purchases.

2. American Express Platinum Card

The American Express Platinum Card is a high-end card that offers exclusive benefits, such as access to airport lounges, elite hotel status, and a $200 airline fee credit. The card offers 5X points on flights booked directly with airlines or with American Express Travel and 5X points on prepaid hotels booked on amextravel.com.

3. Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers a sign-up bonus of 100,000 miles after you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months. The card also offers 2X miles on every purchase, every day.

4. Citi Double Cash Card

The Citi Double Cash Card is a great option for those who want simplicity and flexibility. The card offers 2% cashback on all purchases, with no annual fee. You earn 1% when you make a purchase and another 1% when you pay your bill.

5. Discover it Cash Back Card

The Discover it Cash Back Card offers 5% cashback on rotating categories each quarter, up to the quarterly maximum each time you activate. Plus, you earn unlimited 1% cashback on all other purchases.

6. Chase Freedom Flex Card

The Chase Freedom Flex Card offers a sign-up bonus of $200 after you spend $500 on purchases in the first three months from account opening. The card also offers 5% cashback on up to $1,500 in combined purchases in bonus categories each quarter you activate. Plus, you earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.

7. Blue Cash Preferred Card from American Express

The Blue Cash Preferred Card from American Express offers a generous cashback program, with 6% cashback at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 6% cashback on select U.S. streaming subscriptions, 3% cashback at U.S. gas stations and on transit, and 1% cashback on all other purchases.

8. Wells Fargo Propel American Express Card

The Wells Fargo Propel American Express Card offers a sign-up bonus of 20,000 points after you spend $1,000 on purchases in the first three months from account opening. The card also offers 3X points on eating out and ordering in, gas stations, rideshares, transit, flights, hotels, homestays, and car rentals, and 1X points on all other purchases.

9. US Bank Altitude Reserve Visa Infinite Card

The US Bank Altitude Reserve Visa Infinite Card offers a sign-up bonus of 50,000 points after you spend $4,500 on purchases in the first 90 days from account opening. The card also offers 3X points on travel and mobile wallet purchases, and 1X points on all other purchases. Cardholders also get access to exclusive benefits, such as TSA PreCheck and Priority Pass Select.

10. Apple Card

The Apple Card is a unique credit card that offers a simple rewards program and a range of benefits. The card offers 3% cashback on purchases made directly with Apple, 2% cashback on purchases made with Apple Pay, and 1% cashback on all other purchases. The card also has no fees, including no annual fee, no foreign transaction fees, and no late fees.

In conclusion, having an 800 credit score gives you access to some of the best credit cards available. When choosing a credit card, it's important to consider your spending habits and how you plan to use the card. By doing so, you can find a card that offers the rewards and benefits that align with your needs and goals. Remember to use your credit card responsibly and pay your balance in full each month to avoid paying interest charges and fees.