How much does a Walmart Visa card cost?

How much does a Walmart Visa card cost?

The Walmart Visa card is a popular credit card that is issued by Green Dot Bank. This card is known for its low fees and easy-to-use features. If you are looking to apply for a Walmart Visa card, you may be wondering how much it costs. In this article, we will explore the fees associated with a Walmart Visa card and provide some tips on how to save money with your credit card.

Annual fee

One of the most important fees to consider when applying for a credit card is the annual fee. Fortunately, the Walmart Visa card does not have an annual fee. This means that you can use your card without worrying about paying a yearly fee.

Foreign transaction fee

If you plan on using your Walmart Visa card while traveling outside of the United States, you should be aware of theforeign transaction fee. This fee is charged whenever you make a purchase in a foreign currency. The Walmart Visa card charges a 3% foreign transaction fee, which is relatively low compared to other credit cards.

Cash advance fee

Another fee to consider is the cash advance fee. This fee is charged whenever you withdraw cash from an ATM using your credit card. The Walmart Visa card charges a cash advance fee of either $5 or 3% of the amount withdrawn, whichever is greater.

Late payment fee

If you miss a payment on your Walmart Visa card, you will be charged alate payment fee. This fee can be as high as $38, depending on the balance of your account. To avoid late payment fees, it is important to make your payments on time.

Tips for saving money with your Walmart Visa card

Now that you know the fees associated with a Walmart Visa card, let's explore some tips for saving money with your credit card.

Cash back rewards

One of the best ways to save money with your Walmart Visa card is to take advantage ofcash back rewards. With this card, you can earn a cash back reward of up to 3% on purchases made at Walmart.com, 2% on purchases made at gas stations, and 1% on all other purchases. By using your card regularly and paying off your balance each month, you can earn cash back rewards that can be redeemed for statement credits, gift cards, and more.

Avoiding interest charges

Another way to save money with your Walmart Visa card is to avoid interest charges. If you carry a balance on your card, you will be charged interest on that balance. To avoid interest charges, it is important to pay off your balance in full each month.

Conclusion

In conclusion, the Walmart Visa card is a great credit card option for those looking for a low-fee card. While there are some fees associated with this card, they are relatively low compared to other credit cards. By taking advantage of cash back rewards and avoiding interest charges, you can save money with your Walmart Visa card. As with any credit card, it is important to use your card responsibly and make your payments on time to avoid late payment fees and damage to your credit score.