Affordable Care Act
- When did the Link between Employment and Health Insurance Begin?Insuranceemployment and health insuranceUS healthcare systememployer-sponsored health insuranceAffordable Care Acthealthcare costs
The link between employment and health insurance in the US started in the early 20th century when a group of teachers formed the American Hospital Association. During World War II, employers began offering health insurance to compete for employees. The Affordable Care Act made changes to the healthcare system, but employer-sponsored health insurance remains the primary source of coverage for most Americans.
- How many Americans lacked health insurance in 2011?
In 2011, approximately 48.6 million Americans lacked health insurance, with the number steadily increasing. The uninsured are often low-income families, young adults, and self-employed individuals.
- What's the Minimum Employer Health Insurance Contribution?Insuranceemployer health insurance contributionAffordable Care Actsmall businesseshealth insurance premiumaffordable coverage
Learn about the minimum employer health insurance contribution required by the Affordable Care Act (ACA) and factors that can affect it. Small businesses have more flexibility in determining their contribution.
- What is Health Insurance Market?Insurancehealth insurance marketprivate insurance companiesgovernment programsAffordable Care Actcoverage options
The health insurance market connects individuals and families with insurance providers who offer a range of plans and coverage options, including private insurance companies, government programs like Medicare and Medicaid, and healthcare exchanges established under the Affordable Care Act (ACA).
- What is Health Insurance Marketplace?InsuranceHealth Insurance MarketplaceAffordable Care Acthealth insurance plansfinancial assistanceenrollment period
The Health Insurance Marketplace is a website created by the Affordable Care Act to help individuals and small businesses purchase health insurance. It offers a variety of plans and financial assistance.
- What is the penalty for not having health insurance?Insurancehealth insurance penaltyindividual mandate penaltyAffordable Care ActACA penaltyuninsured penalty
The penalty for not having health insurance varies depending on income and uninsured months. In 2021, it is either 2.5% of household income or $695 per adult and $347.50 per child, up to $2,085.
- How to Qualify for Ohio's Health Insurance SubsidiesInsurancesubsidized health insurance OhioAffordable Care Actincome requirementstax creditscost-sharing reductions
Learn how to receive subsidized health insurance in Ohio through the Affordable Care Act. Find out about income requirements, tax credits, and cost-sharing reductions.
- What is Exchange Health Insurance?InsuranceExchange health insuranceHealth Insurance MarketplaceAffordable Care Actenrollmentfinancial assistance
Exchange health insurance, also known as the Health Insurance Marketplace, is a government-run platform that allows individuals and families to compare and purchase health insurance plans. It provides a centralized place where consumers can compare plans from various insurance companies, and choose a plan that best fits their needs and budget.
- Enhancing Health Insurance Accessibility: The Impact of Affordable Care ActInsuranceAffordable Care Acthealth insurance accessibilityMedicaid expansionhealth insurance exchangespre-existing condition exclusions
Learn how the Affordable Care Act has increased access to health insurance in the US through Medicaid expansion, health insurance exchanges, subsidies, elimination of pre-existing condition exclusions, and dependent coverage.
- What Insurers Cover Preexisting ConditionsInsurancehealth insurance companiespreexisting conditionsAffordable Care Actinsurance coveragelimitations
Learn about how preexisting conditions are covered under the Affordable Care Act and what limitations exist in insurance coverage. Read on to find out more.
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