What Are the Best Cash Bonus Credit Cards?

What Are the Best Cash Bonus Credit Cards?

Credit cards are a popular tool for managing finances and earning rewards. Cash bonus credit cards are a popular option for those who prefer to earn cash back rather than points or miles. In this article, we will explore the bestcash bonus credit cardsavailable on the market.

1. Chase Freedom Unlimited

The Chase Freedom Unlimited card offers a sign-up bonus of $200 cash back after spending $500 in the first three months of account opening. It also offers 1.5% cash back on all purchases, with no limit to the amount of cash back that can be earned. Additionally, the card has no annual fee and offers a 0% introductory APR for the first 15 months.

2. Capital One Quicksilver Cash Rewards

The Capital One Quicksilver Cash Rewards card offers a sign-up bonus of $200 cash back after spending $500 in the first three months of account opening. It also offers 1.5% cash back on all purchases, with no limit to the amount of cash back that can be earned. The card has no annual fee and offers a 0% introductory APR for the first 15 months.

3. Discover it Cash Back

The Discover it Cash Back card offers a unique sign-up bonus in which all cash back earned in the first year of account opening is matched. It also offers 5% cash back on rotating categories that change each quarter, up to $1,500 in purchases. Additionally, the card offers 1% cash back on all other purchases. There is no annual fee and a 0% introductory APR for the first 14 months.

4. Wells Fargo Cash Wise Visa

The Wells Fargo Cash Wise Visa card offers a sign-up bonus of $150 cash back after spending $500 in the first three months of account opening. It also offers 1.5% cash back on all purchases, with no limit to the amount of cash back that can be earned. The card has no annual fee and offers a 0% introductory APR for the first 15 months.

In conclusion, cash bonus credit cards are a great way to earn rewards and manage finances. The Chase Freedom Unlimited, Capital One Quicksilver Cash Rewards, Discover it Cash Back, and Wells Fargo Cash Wise Visa are some of the best cash bonus credit cards available on the market. It is important to evaluate each card based on individual spending habits and financial goals before making a decision.

Investing in a cash bonus credit card can be a smart financial move as long as the card is used responsibly. It is important to pay off the balance in full each month to avoid interest charges and fees. Additionally, it is important to stay within budget and avoid overspending just to earn rewards. By using a cash bonus credit card wisely, it is possible to earn cash back and improve financial well-being.